ShieldTrusted Protection Since 2024

Protect Your Family's Future — Starting at $20/mo

Get affordable final expense and mortgage protection coverage from top-rated carriers. No medical exam required for most plans.

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No Medical Exam Required

Approval in as little as 24 hours

Trusted Carriers We Work With

AIG
Foresters
Gerber Life
Transamerica
Prosperity
Americo
SparklesWhy Families Choose Rakoon

Insurance Made Simple

We connect you directly with a licensed advisor who shops top-rated carriers to find the best coverage for your budget.

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Plans From $20/Month

Affordable whole life insurance designed to cover final expenses, so your family is never burdened with costs.

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5-Minute Application

No lengthy paperwork. Answer a few simple health questions over the phone and get a decision fast.

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No Medical Exam

Most of our plans require no medical exam — just a few health questions. Coverage available ages 0–85.

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Guaranteed Acceptance

Options available even if you've been declined elsewhere. Everyone deserves peace of mind.

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Locked-In Rates

Your premium never increases and your coverage never decreases. Lock in your rate today.

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One Licensed Advisor

You'll speak with one dedicated agent — no call centers, no being sold to multiple companies.

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Find the Right Protection

Whether you're planning ahead or protecting your home, we have a plan that fits your needs.

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Final Expense

Leave Love, Not Bills

Whole life insurance that covers funeral costs, medical bills, and other end-of-life expenses — so your family can grieve, not worry about money.

  • Check$5,000 – $50,000 coverage
  • CheckNo medical exam needed
  • CheckBenefits paid within 24–48 hours
  • CheckAges 0–85 eligible
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Mortgage Protection

Keep Your Family Home

Term life insurance designed to pay off your mortgage if something happens to you — ensuring your family never loses their home.

  • CheckCoverage matches your mortgage balance
  • Check10, 15, 20, or 30-year terms
  • CheckPays beneficiary directly, not lender
  • CheckCompetitive rates for homeowners
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ZapFree Quote in 60 Seconds

Get Matched With Your Perfect Plan

Answer a few quick questions and one of our licensed advisors will call you with personalized options — no obligation, no pressure.

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    100% Free — No credit card required, no obligation to buy.

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    One Advisor — You'll hear from one licensed agent, not a call center.

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    Top Carriers — We compare plans from 7+ A-rated insurers.

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    Secure & Private — Your data is encrypted and never sold.

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What type of coverage are you looking for?

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A couple quick questions…

Gender

Have you used tobacco in the last 12 months?

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How would you describe your health?

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Where should we reach you?

PhoneGet My Free Quote

By clicking "Get My Free Quote," you provide your express written consent to be contacted by one licensed insurance advisor who is a partner of 456 Media LLC at the phone number provided, including via autodialed and/or prerecorded calls and texts. Consent is not a condition of purchase. Message & data rates may apply. You also agree to our Privacy Policy and Terms of Service.

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You're All Set!

A licensed advisor will be calling you shortly. If you'd like to speak with someone right now, tap the button below.

PhoneCall (888) 457-7934 Now

A licensed advisor from our partner network will contact you shortly.

RocketSimple Process

How It Works

Three simple steps to getting the protection your family deserves.

1

Tell Us About You

Answer a few quick questions about your coverage needs, age, and health. Takes less than 60 seconds.

2

Speak With an Advisor

One licensed insurance advisor will call you to review the best plans from top-rated carriers.

3

Get Covered

Choose the plan that's right for you. Most applicants get approved the same day with no medical exam.

TrophyBy the Numbers

Families Trust Rakoon

47

States Served

4.9/5

Customer Rating

40+

A-Rated Carriers

24hrs

Average Approval

What Our Customers Say

"I was worried about leaving my kids with funeral costs. Rakoon connected me with an advisor who found me a $25,000 policy for just $32/month. So grateful."

User

Margaret T.

Dallas, TX

"We just bought our first home and needed mortgage protection. The process was so easy — one phone call and we had coverage the next day."

User

David & Lisa R.

Kansas City, MO

"I was declined by two other companies due to my diabetes. Rakoon's advisor found me a guaranteed acceptance policy. I finally have peace of mind."

User

Robert J.

Atlanta, GA

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Ready to Protect What Matters Most?

Speak with a licensed advisor today. No pressure, no obligation — just honest guidance to help you find the right coverage.

PhoneCall (888) 457-7934

Licensed advisors available Mon–Fri, 9am–8pm EST

Speak to an advisor now

(888) 457-7934

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Privacy Policy

Last Updated: June 3, 2026

Information We Collect

456 Media LLC ("we," "us," or "our") operates Rakooninsurance.com. We collect personal information that you voluntarily provide to us when you fill out forms on our website, including your name, phone number, email address, zip code, and responses to health and coverage questions.

How We Use Your Information

We use the information you provide solely to connect you with one licensed insurance advisor from our partner network who can assist you with your insurance needs. We do not sell, rent, or share your personal information with multiple agencies, third-party lead buyers, or data brokers.

How We Share Your Information

Your information is shared only with one licensed insurance advisor who is a partner of 456 Media LLC. This advisor will contact you at the phone number you provided to discuss insurance options. We may also share information as required by law or to protect our legal rights.

Data Security

We implement reasonable security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet is 100% secure.

Your Rights

You may request access to, correction of, or deletion of your personal information by contacting us. You may also opt out of future communications at any time.

Contact Us

For questions about this Privacy Policy, please contact 456 Media LLC at the information provided on our website.

Terms of Service

Last Updated: June 3, 2026

Acceptance of Terms

By accessing or using Rakooninsurance.com, you agree to be bound by these Terms of Service. If you do not agree, please do not use this website.

About Our Service

Rakooninsurance.com is owned and operated by 456 Media LLC. We are not a licensed insurance agency, broker, or carrier. Our website serves as a platform to connect consumers with licensed insurance professionals. We do not sell insurance directly and make no guarantees about the availability, pricing, or suitability of any insurance product.

Consent to Contact

By submitting a form on this website, you provide your express written consent to be contacted by one licensed insurance advisor who is a partner of 456 Media LLC at the phone number you provided, including via automated telephone dialing systems, prerecorded or artificial voice messages, and/or SMS text messages. You understand that consent is not a condition of purchasing any goods or services. Standard message and data rates may apply.

No Guarantee

We do not guarantee that you will be approved for any insurance product, that a specific rate will be available, or that coverage will be offered in your state. All insurance products are subject to underwriting approval and the terms and conditions of the issuing carrier.

Limitation of Liability

456 Media LLC shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website or any services provided through our partner network.

Changes to Terms

We reserve the right to modify these Terms at any time. Continued use of the website following any changes constitutes acceptance of the updated Terms.

Contact

For questions regarding these Terms, please contact 456 Media LLC through the information provided on this website.

Get Your Free Quote

Answer a few questions — takes less than 60 seconds

Step 1 of 5

What type of coverage are you looking for?

Step 3 of 5

A couple quick questions…

Gender

Have you used tobacco in the last 12 months?

ContinueNextBack

Step 4 of 5

How would you describe your health?

Back

Step 5 of 5

Where should we reach you?

PhoneGet My Free Quote

By clicking "Get My Free Quote," you provide your express written consent to be contacted by one licensed insurance advisor who is a partner of 456 Media LLC at the phone number provided, including via autodialed and/or prerecorded calls and texts. Consent is not a condition of purchase. Message & data rates may apply. You also agree to our Privacy Policy and Terms of Service.

Back
Success

You're All Set!

A licensed advisor will be calling you shortly. If you'd like to speak with someone right now, tap below.

PhoneCall (888) 457-7934 Now